If you are expecting to give birth sometime soon, you want to have extra money in order to care for your child after he or she is born. Babies are expensive and you must be prepared to afford everything they will need. Here are four safe ways to obtain some extra money:
Payday Loans
Payday loans are short term loans that can safely get you cash in as little as 24 hours. There are many companies that offer payday loans and qualifying for one is pretty easy as long as you meet all the requirements, such as having a bank account and a steady job. In general, you have to have been at your job at least 90 days to qualify for a payday loan. Applying for one only takes a couple of minutes and you can apply online from the comfort of your own home. Upon approval, most companies will deposit the money into your bank account right away. Just make sure that when you get your next paycheck from your employer you are able to pay the loan back in full. This is the only truly safe way to obtain money from a payday loan.
Yard Sales
Most of us have at least some possessions we don’t want or need anymore. Having a yard sale and selling these possessions can be a safe way to get some extra cash for when your baby is born. You can either set up a yard sale in your neighborhood or get a table at a flea market. Flea market space must be purchased, so you will want to be fairly certain you will be able to make a profit on the possessions you sell. In the case of a typical yard sale, try to get others in your neighborhood to participate because this will draw more people in.
Offer Services From Home
Another great way to safely obtain some money when you are expecting a baby is to offer services that you can do from the comfort of your own home. If you are artistic, consider making artwork you can sell online or throughout your neighborhood. If you like to read and write, offer to write book reviews for new authors.
Dip Into Your Savings
Hopefully you have a savings account that you can take some money from if you find yourself needing extra money with no way to obtain it.
We never fail to celebrate incomprehensible babblings uttered by our toddler, giving meaning to them as if they were real words. On the other hand, we mommies beat ourselves in frustration when every other child except your own has already begun talking. Indeed, one of the milestones that cause great excitement and anxiety in parents is their child’s speech development. Find out more about why children’s speech development is crucial and how a mommy/parents can help in such journey of your kid.
We use speech to articulate feelings, thoughts and experience from something as primal as hunger to something as complex as anxiety or mixed emotions. For young children, speech is key in expressing preferences, dislikes and intentions. For older school-aged children, it is an indispensable ingredient of reading, spelling, mathematics and writing. Since speech is used in virtually all aspects of our lives, any breakdown, however small, impacts on the quality of our output at home, in school and in the community.
Knowing that your child’s future is secure is one of the top priorities for many parents. Everyone wants their children to reach their highest potential by ensuring that they grow up healthy and strong. By getting health insurance a parent can rest assured that they made the best decision for their child. Unfortunately not every parent has that option as around 8 million kids in the U.S. go without health insurance. If your child is one of them because your employer-paid health insurance doesn’t cover them or you can’t afford a policy than don’t fret. There are plenty of programs that are available to anyone looking to provide medical coverage for their children. Here are some tips to help get you coverage for your kids.
Get Your Children into a Public Program
There are two programs in every state that work together to provide health insurance for children that are in middle and low income families. These are Children’s Health Insurance Program (CHIP) and Medicaid. Medicaid is controlled by the state but is funded by both the state and federal government. It offers health insurance to those with a limited income. Children’s Health Insurance Program on the other hand is funded solely by the federal government and provides health insurance to kids under the age of 19 who are in working-class families and qualify for coverage based on the income of their parents.
Visit Your Local Health Center
Whether you and your child has health insurance coverage or not, you can take your child to a health center for immunizations, check-ups, treatment, prescription drugs, mental health care, and dental care without health insurance when you need it. This is because health centers offer medical care based on a sliding scale of your income. If you are in a dire situation it can even be free.
Get Your Kids Child-Only Health Insurance
A “child-only” health insurance plan is a type of policy that is designed specifically for children who are 18 and under, and do not put a guardian or parent under the same policy. Although the 2010 Patient Protection and Affordable Care Act made this type of policy less available, they can still be purchased during certain enrollment periods. This can be a good option for parents who only want to have insurance for their children. Be aware that not all states offer this type of insurance so make sure to check with your insurance provider to see if they do.
Take Full Advantage of COBRA
If you have been laid-off and fear that this will mean your child will no longer be covered, know that it is required by the law that your former place of employment provides health insurance coverage for 18 months after you were laid-off. This can tide your family over until you can find a new job.
I was asking before are the instant soups sold in the supermarket okay for babies and toddlers just like "Don’t these contain MSG?" , and alike. Thanks to my baby’s doctor (yeah her pediatrician). She said cup soups are not exactly what nutritionists would recommend as food for babies and toddlers. MSG, or monosodium glutamate, is a flavor enhancer of many processed food items. Though MSG is considered generally safe and approved for use, it has shown side effects on some people, such as dizziness or allergic reactions.
It was long ago that some baby food manufacturers tried to lessen the food additives (not only MSG) in their products after some reports of brain damage or mental retardation that could been caused by food additives were discovered. So, to make it safe, offer your babies a variety of food and go natural by making fresh broth more often or in the other name, be Organic. By the way, if she doesn’t like soups, don’t force her to eat or even taste it.
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This blog is a personal blog of random thoughts written and edited by me. For questions about this blog, please contact "Cacai M. (cacainad [at]gmail [dot]com)". Beginning this day, 2nd day of July 2011, this blog accepts forms of cash advertising, sponsorship, text link, or other forms of compensation. My Journey Being a Mommy blog accepts forms of cash advertising, sponsorship/advertisement/ads, text link/paid insertions or other forms of compensation. The compensation received may influence the advertising content, topics or posts made in this blog. That content, advertising space or post may not always be identified as paid or sponsored content. The owner of this blog is sometimes compensated to provide opinion on products, services, websites and various other topics. Even though the owner of this blog receives compensation for my posts or advertisements, I always give my honest opinions, findings, beliefs, or experiences on those topics or products. The views and opinions expressed on this blog are purely my own. I am expressing my own opinion about products and services, but I am not endorsing them. Thus, you should do your own research on products and services that I mention here in my blog. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question. About writings, pictures, or images of this blog -- you may not copy or reproduce any of it without prior consent of the blog owner, or written permission. This blog does contain content which might present a conflict of interest. Again, any further question/s, concerns, clarifications, and the likes -- please contact me through my email add: cacainad (at) gmail (dot) com .
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How to Find Safe Extra Money When Expecting
